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Soon after filing your bankruptcy petition With all the bankruptcy courtroom. Your Trustee will hold a “341 Meeting” or what is usually known as the “Conference of creditors“.
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If you can’t make the agreed-on payments throughout this time, the courtroom may dismiss your situation or transform it to a Chapter 7 liquidation circumstance. If circumstances over and above your Manage help it become impossible to suit your needs to carry on making payments, the courtroom may very well be willing to modify the program or grant a hardship discharge.